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0% Finance

Make yourself comfortable

Sit back and relax, because the hard part is over. You've found your dream Arlo & Jacob addition, and you've already fallen in love. Now you've just got the cost to consider. We've got you covered with our 0% finance option, available for purchases of £1,125.00 and above over a 12-month period and secured with a 10% deposit. So you can enjoy your new furniture sooner and make affordable payments later.

Here's what you need to know

If your application is approved, we will email you asking you to eSign your finance documentation. This is a simple process and in some instances you may be asked to confirm your identity by entering your credit/debit card details. Our finance provider will make a 50p 'transaction' to verify your details, but please be assured no money will be taken from your account via this transaction.

Our 12 month finance option is available on orders between £1,000 and £15,000.

With our finance option your repayments will start one month after your delivery date and continue every month thereafter by direct debit from your bank account.

12 monthly repayments will be made to cover the cost of your order.

You may make full or partial payments at any time. Your finance agreement section 'Early Repayment' or 'Early Settlement' will detail your statutory rights and time period required to make those payments.

Interest is charged at 0% APR representative over the 12 month period.

Our 0% Finance option is available on orders between £1,000 and £15,000, placed on our website, over the phone and in our showrooms.

You'll need to be:

  • 18 years or older
  • A UK resident for 3 years or more/Permanent UK resident
  • Be able to make regular repayments by Direct Debit
  • In regular employment (minimum of 16 hours per week) including self-employment or in a permanent residence with your spouse/partner who's in regular employment
  • Have a debit card or credit card in your name and registered to your address and have a bank or building society current account

Please be aware that other conditions may apply and we cannot guarantee that your application will be accepted.

Finance is provided through our external partner, V12 Retail Finance Limited ("V12"). If your application is successful you will enter into a Credit Agreement with Secure Trust Bank Plc, who is V12's parent company and which will be administered by V12.

Please note that any products' price will be as quoted on our site from time to time, except in cases of obvious error during our Promotions period.

10.2 These prices include VAT but exclude any delivery costs, which will be added to the total amount due as set out in our delivery charges.

10.3 Prices are liable to change at any time, but changes will not affect orders regarding which we have already sent you an Order Confirmation.

10.4 Our site contains many products, and it is always possible that, despite our best efforts, some of the Products listed on our site may be incorrectly priced. We will normally verify prices as part of our dispatch procedures so that, where a Product's correct price is less than our stated price, we will charge the lower amount when dispatching the Product to you. If a Product's correct price is higher than the price stated on our site, we will normally, at our discretion, either contact you for instructions before dispatching the Product, or reject your order and notify you of such rejection.

10.5 We are under no obligation to provide the Product to you at the incorrect (lower) price, even after sending you an Order Confirmation if the pricing error is obvious and unmistakeable and could have reasonably been recognised by you as a mispricing.

10.6 Payment for all Products may be made by personal cheque (which must be received and cleared before delivery), bank transfer, credit or debit card. We accept payment by Visa, Mastercard, Delta/Connect and Maestro. Purchases made by trade customers should not be made by credit card.

10.7 Products cannot be delivered until full payment has been received.

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If you’re happy with your selected fabric samples and product details cards, fill in your details below and we’ll pop your lovely Arlo & Jacob swatch pack in the post for free.

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