0% Finance

Make yourself comfortable

Sit back and relax, because the hard part is over. You've found your dream Arlo & Jacob addition and you've already fallen in love. Now you've just got the cost to consider. We've got you covered with our 0% finance option, available for purchases of £1,000 and above over a 12-month period and secured with a 10% deposit.  So you can enjoy your new furniture sooner and make affordable payments later.

Here's what you need to know

If your application is approved, we will email you asking you to eSign your finance documentation. This is a simple process and in some instances you may be asked to confirm your identity by entering your credit/debit card details. Our finance provider will make a 50p 'transaction' to verify your details, but please be assured no money will be taken from your account via this transaction.

Our 12 month finance option is available on orders between £1,000 and £15,000.

With our finance option your repayments will start one month after your delivery date and continue every month thereafter by direct debit from your bank account.

12 monthly repayments will be made to cover the cost of your order.

You may make full or partial payments at any time. Your finance agreement section 'Early Repayment' or 'Early Settlement' will detail your statutory rights and time period required to make those payments.

Interest is charged at 0% APR representative over the 12 month period.

Our 0% Finance option is available on orders between £1,000 and £15,000, placed on our website, over the phone and in our showrooms.

You'll need to be:

  • 18 years or older
  • A UK resident for 3 years or more/Permanent UK resident
  • Be able to make regular repayments by Direct Debit
  • In regular employment (minimum of 16 hours per week) including self-employment or in a permanent residence with your spouse/partner who's in regular employment
  • Have a debit card or credit card in your name and registered to your address and have a bank or building society current account

Please be aware that other conditions may apply and we cannot guarantee that your application will be accepted.

Finance is provided through our external partner, V12 Retail Finance Limited ("V12"). If your application is successful you will enter into a Credit Agreement with Secure Trust Bank Plc, who is V12's parent company and which will be administered by V12.

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If you’re happy with your selected fabric samples and product details cards, fill in your details below and we’ll pop your lovely Arlo & Jacob swatch pack in the post for free.

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